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Judul : 3 Major Products of Kaiser International Healthgroup, Inc.Link : 3 Major Products of Kaiser International Healthgroup, Inc.
Kaiser International Healthgroup, Inc. is a registered healthcare provider in the Philippines. Unlike the traditional HMO's, aside from its short-term healthcare program, Kaiser has also long-term care product and senior care product (covers beyond age 60). Here are the lists of major benefits of each product of Kaiser International:
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| Kaiser Healthcare Clinic Cebu - located at MEPZ 1, Lapu-Lapu, Cebu* |
Short-term healthcare product of kaiser is like your traditional corporate HMO benefit. It is a yearly renewable program that covers you a specific amount for a year duration. No claims, no return of premium. It is usually renewable until age 60 or 65. Short-term care product can be purchased as:
- Individual
- Family and
- Corporate
The 5 major benefits of Kaiser short-term:
1.1. Preventive Health Care
- A package of annual physical examination (APE) that includes complete blood count, urinalysis, fecalysis, chest x-ray, electrocardiogram, pap smear and physical examination.
1.2. Out-patient Care
- In the event that the assured member suffers illness or injury not requiring confinement in a hospital, one may enjoy (but not limited to) - referral to specialists, regular consultation and treatment, pre-natal and post natal consultations, routine laboratory and x-ray examinations, treatment of minor injuries and surgery not requiring confinement and more. (please see official website for complete details)
1.3. In-patient Care
- No deposit upon admission. Benefits include but not limited to: room and board, operating and recovery room, administered medicines, x-ray and laboratory examinations, services of Kaiser specialists, ICU confinements, ambulance services and other hospital charges.
1.4. Emergency Care
- During the event of an emergency, one may enjoy the following benefits: physician's services, emergency room fees, medicines utilized, casts, dressing and sutures, oxygen and intravenous fluids, x-ray, laboratory and other diagnostic examination related to the emergency.
1.5. Dental Care
- The members is entitled to dental services such as: consultation and dental examinations, dental nutrition, dental health education, restorative and prosthodontic treatment, simple tooth extraction, temporary filling, annual prophylaxis, simple tooth adjustment, recementation of loose crowns, in-lays and on-lays.
2. Kaiser Long-term Healthcare
This is the innovative product of Kaiser - Kaiser Long-Term Healthcare Plan. The plan holder is to contribute a regular premium for a certain number of years (e.g. 7 years for Kaiser ultimate plan), and let it accumulate and mature for another few years time (additional 13 years for Kaiser ultimate, a total of 20 years before maturity). Upon maturity, the plan holder can now enjoy the benefits as cash or decide to let it continue to grow upon retirement ages 60 and beyond for healthcare purposes.
Kaiser long-term healthcare major benefits:
2.1. Preventive Health care: includes APE same as short-term care excluding pap smear.
2.2. Dental Care: same as short-term care.
2.3. Lifetime access to accredited hospitals and accredited doctors and specialists
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3 Major Products of Kaiser International Healthgroup, Inc.
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